Insurance

Our team has extensive experience and technical expertise, coupled with a profound understanding of the needs and inner workings of the insurance market.

We provide advice on everything from product design and regulatory compliance to the management of complex and large-scale claims, an area in which we have considerable experience in all types of disputes relating to various insurance products.

We offer our clients comprehensive support that combines local expertise with an international reach, particularly in cross-border and highly complex matters.

Some of our key services include:

Regulatory and compliance matters

We provide comprehensive advice on insurance regulations, covering both day-to-day and strategic transactions, including restructuring, M&A transactions, portfolio transfers, international expansion, and all types of insurance distribution agreements. We also provide support during regulatory inspections and in matters relating to consumer protection, privacy, and data protection.

Underwriting, policies, and the insurance business

We advise on the analysis and assessment of insurable risk, as well as on the drafting, review, and updating of policies in the field of life and non-life insurance (professional liability, D&O, cyber, property damage, international programmes, and major risks, amongst others), covering both individual and group policies. This advice includes the drafting and interpretation of reinsurance contracts.

Claims, coverage, and litigation

We have extensive experience in the management of claims (both mass and non-mass litigation) and in defending insurers and reinsurers in highly complex and high-stakes disputes, from the initial notification through to final resolution, whether through settlement agreements, mediation, arbitration, or before the courts. Our team has advised leading players in the insurance and reinsurance market on cross-border and domestic claims and on disputes concerning contractual and non-contractual liability, as well as on coverage disputes and subrogation actions.

Insurance Taxation

We provide specialist tax advice to insurers and other operators, including risk allocation in international programmes, insurance premium tax, VAT, captive insurance structures, transfer pricing in reinsurance transactions, and tax representation for entities operating under the freedom to provide services or through a permanent establishment.

Insurtech and new business models

We assist insurers, intermediaries, and Insurtech companies in developing new business models based on innovation, including authorisation processes, regulatory compliance, data usage, and distribution strategies.